Applying is fast and simple

Merchant Advance Express’ fast, flexible small business loans are always there when you need them. Draw against your line of credit, as often as once a day, for anything you need to grow your business. Banks take weeks to decide if you qualify for financing. Merchant Advance Express can deliver funds in minutes*.


Trusted by 100,000+ small business owners

Merchant Advance Express has funded over $550 million to help businesses grow. Merchant Advance Express is the industry leader in providing working capital online, but don’t take it from us. Watch our customers tell their stories.

"I was in a jam and my friend told me to call Merchant Advance Express. Four days later they wired $45,000 into my bank account. I was totally blown away. Thank you guys for being there when I needed you. Best Regards, Dan."

− Dan Kaufman, Collision Concepts

"I went to my bank and waited 6 weeks for them to decline me. I was beyond frustrated, so I looked online and found Merchant Advance Express. I thought, what do I have to lose, so I submitted an application and they approved me the SAME DAY. I thought they were kidding!!! But that following Monday, I had my money and was able to remodel. Thank you."

− Jason Fadell, Diner Royale

"I was running out of inventory and my cash flow was low. I really didn’t know where to turn because my credit wasn’t perfect, so I tried Merchant Advance Express. They had my money in under a week and I was able to buy the inventory I needed during my busy season. Don’t know what I would have done without them. Thanks"

− Karen